Is your wedding venue requiring you to purchase wedding insurance? If so, don’t worry! It’s not that big of a deal actually. Wedding insurance is easy to obtain and is very affordable. As a wedding planner, I get asked about wedding insurance all the time. Couples want to know what it is, what it covers, and how to get it. And I wrote this blog post to explain the ins and outs of wedding insurance. As well as give you some resources to help you the best wedding insurance carrier for your needs.
Types of Wedding Insurance Coverage
There are two main types of wedding insurance coverage: liability insurance and cancellation insurance.
Wedding Liability Insurance
If your venue is requiring you to provide insurance, they are referring to liability insurance. This kind of insurance covers injuries or damages that may occur during your wedding. It can also provide coverage against alcohol-related incidents that may occur on the day of the wedding if you are serving alcohol. A liability policy generally costs under $100, depending on the size of your wedding and the limit of coverage you select.
Wedding Cancelation insurance
This is an optional type of wedding insurance that helps cover the cost of canceling or postponing your wedding. Typically the wedding must be canceled due to unforeseen circumstances like an injury or illness. A cancelation insurance policy can be up to $400, depending on the limit of coverage you select.
These types of wedding insurance policies can be purchased together or separately. And there are many companies out there who offer both types of wedding insurance coverage.
An Excellent Wedding Insurance Resource
I found a website that would be very helpful for couples who need to purchase wedding insurance. The website is consumersadvocate.org/wedding-insurance and it provides excellent information about wedding insurance. You will find descriptions of wedding insurance types and the most common mistakes people make about wedding insurance. You’ll also find ratings on the most popular wedding insurance carriers in terms of the best value for the money, the most flexible with coverage, and better for larger and more expensive weddings.
Wedding Insurance Companies
In my experience as a wedding planner, and supported by Consumer Advocate, there are 5 really great and reputable companies you can purchase wedding insurance from. Here they are in no particular order:
- WedSafe
- Markel Insurance
- WedSure
- Wedding Protector Plan
- EventHelper
In Conclusion
If you are in the market to purchase wedding insurance coverage, but sure to check out consumersadvocate.org/wedding-insurance. It will definitely help you to understand the ins-and-outs wedding insurance. And will also help you to select the best carrier and coverage for your wedding.
If you need help with other aspects of planning your wedding, we are here to help! A Daydream Wedding can guide you through all the steps and make wedding planning a cinch! If you are struggling and would like some help, schedule your free Wedding Planning Consultation today.
Other Tips & Ideas
Want your wedding day to be so fun, memorable, and unique that it stands out from the crowd? Then be sure to check out our guide for planning a standout wedding! It’s called 36 Ways To Make Your Wedding Stand Out and it’s packed full of ideas to make your wedding stand out and be the wedding everyone raves about. You can download your free copy here.
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